Monday, September 26, 2016

5 Ways the CDC Protects U.S.Businesses

Did you know the Centers for Disease Control and Prevention has launched new work-site wellness tools, guidance and resources to protect your business health? 
Five ways CDC helps businesses:
  1. Rapidly deploys disease detectives, life-saving vaccines and medicines and other support during a health emergency that could disrupt business continuity. 
  2. Provides comprehensive travelers’ health information and advice to help protect U.S. citizens and businesses from diseases and other health risks abroad.
  3. Advances the Global Health Security Agenda to accelerate progress toward a world safe from disease threats.
  4. Protects America’s businesses, employees and their families by partnering with others to investigate food borne outbreaks and improve food safety
  5. Provides businesses with flu-fighting strategies and resources to help prevent flu in the workplace.
The Centers for Disease and Prevention (CDC) provides a range of resources to help 
America’s employers keep their workers healthy, safe and secure.This month the Business Pulse highlights these challenges, as well as CDC solutions, and includes advice from CDC experts


Your partner in health, 







Certified Health Coach
Wellness Consultant 
WELCOA Faculty 

Friday, September 23, 2016

Work-Site & Corporate Wellness Distribution and Impact






In the past, the focus of wellness programs has been on managing “sick” employees.  We all know being sick costs money. So if you could make the sickness go away then less money would be spent on health care right?   

Here’s the big idea, “manage the disease” of those employees who are already sick and then hope that they will become healthy again. This type of thinking suggests once the sick became healthy, the company would realize their return on investment (ROI).  This seems like a logical solution.  However, history has demonstrated this may be logical, but is a bad idea.  Here’s what happens. The people who are already sick stayed sick, the healthy people become sick, and the company would not realize their ROI for three or more years down the road, if ever. 

To save money on health care costs the focus needs to be on keeping every employee healthy. That way the sick get better and the healthy stay healthy.

The long and the short of it is …
it costs less money to focus on wellness and everyone knows it.

Refer to chart below for distribution of savings demonstrated by wellness. It costs less money to provide wellness to all employees combined then provide disease and medical management to a few.

Demonstrated Savings of a Wellness Program

Management
ROI / person
Participation
Wellness
$3 - $24
100%
Disease
$7 - $10
10 – 30%
Disability
$7 -$10
10 – 15%
Medical
$2 - $3
5 -7%

In 2011, Insurance Associated conducted a study that found a small percentage of employees (20%) had developed the indicators of chronic disease and identified this group as “high risk”. The healthy or “low risk” were the remaining group (80%). When the focus is on the 20%, the 80% will begin to shift from low risk to the high risk population. 

Why is that?  “Chronic” means to happen over time. Many medical experts agree heart disease, cancer and the like are a 10- year process. This means it’s 10 years from the beginning of the disease until the first symptom.  In the case of heartdisease, it may begin with the first french fry (cholesterol build up) not the chest pain (heart attack). As you can imagine, it’s infinitely more costly and complicated to make someone unhealthy who is in the throes of chronic disease than it is someone who is in the early stages or pre-chronic disease state.

The new trend in wellness programming is to focus on the entire population. Those healthy, high risk, and chronic disease groups. In this way wellness programming reduces and sometimes freezes health care spending on medications, doctor visits, emergency room, and hospital admissions.  

How?  By early detection and identifying disease risk factors.  Such as pre-high blood pressure and pre-diabetes (high blood sugar).  When blood pressure and blood sugar are on the rise, both can be reduced with healthy lifestyle measures such as making healthy food choices and increased physical activity.


Your partner in health, 







Wellness Consultant
Certified Health Coach



Small Business Tips: Increasing Your Financial Literacy

How is your company]s financial wellness? What is it anyways?  For employers,  financial wellness  is a program or set of programs desi...